Affordable Care Act Assignment:
What
is the purpose for the Patient Protection
and Affordable Care Act of 2010. What are some titles of the Act? What happens
if a state fails to comply with the PPACA? Are there drawbacks to the PPACA?
The
Patient Protection and Affordable Care Act, also known as the Affordable Care
Act and Obamacare, is a national legislation formulated and enacted by the 111th
Congress of the United States of America under the leadership of the then
President Barack Obama in 2010 (Kantarjian,
2017). The title “Affordable Care Act” is an
abbreviation of the actual name of the legislation and is often abbreviated
“ACA”. The name “Obamacare,” which is unofficial, was once used to refer to the
law derisively by opponents of the law and of President Barack Obama before his
supporters reclaimed it and the president used it himself (Rigby, Clark, & Pelika, 2014).
The purpose of this law was to make the
current health insurance schemes available, both public and private, as inclusive
and affordable as possible. The implementation of the provisions of this law
was intended to take place between the time of its enactment and the year 2020
(Kantarjian, 2017).
However, the majority of these provisions
were implemented in the year 2014. In
particular, this law sought to enable the inclusion of disadvantaged
populations such as the poor, the unemployed, and immigrants. In a bid to meet
these objectives, the law changed the eligibility criterion for people seeking
healthcare services to enrol as many people as possible. Further, the
regulation outlines the ways this program is funded such as through taxation
for the subsidization of healthcare among
American people, and annual penalties among others (Rigby et al.,
2014). Other issues that are addressed in the Affordable Care Act include
reimbursement, the role of the healthcare provider, primary prevention, and
risk corridors for those who were hesitant to enrol.
Obamacare
is a controversial law which some people, especially critics of the former
President Obama, would rather not follow. However, the Affordable Care Act is a
legally binding legislation with repercussions for non-compliance like any
other law (Kantarjian, 2017).
The law provides for penalties for people who do not honour the provisions of
the law. Such penalties include one percent of an individual’s income or ninety
five thousand dollars, whichever figure is larger. This penalty increases with each
year of not subscribing and has been pegged on the standards of living since
the year 2016 (Rigby et al., 2014).
Businesses and firms are also charged with
the failure of providing their employees
with the organizational options provide
for by the Affordable Care Act which are
referred to as health plans.
In spite of the noble
reasons for which it was enacted, the Affordable Care Act has suffered
several drawbacks. One of the biggest drawbacks is the politicization of this law as well as associated activities. Since
the Affordable Care Act idea was put to
the public, there has been unrelenting opposition from some politicians in the United
States of America (Kantarjian, 2017).
In fact, the initial reference to the law as “Obamacare” was derisive. Further, the current President of the United
States of America has attempted to overhaul the entire law and replacing it
with another healthcare law which has been dubbed “Trumpcare.” Such political
interference is a drawback which may cause the proposed benefits of the law never to be actualized.
References
Kantarjian, H. M. (2017). The Affordable Care Act, or
Obamacare, 3 years later: A reality check. Cancer, 123(1), 25-28.
Rigby, E., Clark, J. H., & Pelika, S. (2014).
Party politics and enactment of “Obamacare”: a policy-centered analysis of
minority party involvement. Journal of health politics, policy and law, 39(1),
57-95.
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